- Current Age (yourself & spouse)
- Desired Retirement Age
- Desired Savings at Retirement
- Investment return while working
- Investment Allocation
- Current retirement contributions/savings
- Current Salary
- % Annual Wage Raise
© 2004– Simpleplanning.
All rights reserved.
Personal Finance
Comprehensive: Unlike online calculators (limited by load time, and web page constraints) our downloadable calculators were developed with detail in mind. The greater the detail, the higher the level of forecasting accuracy.
Download the demo calculator and see for yourself.
Excel based: Our easy to use spreadsheets require only that you have MS Excel on your
computer; there is no need for additional software.
Affordable: Only $5.95 per download. Compare to other financial planners. Secure
credit card payment (
privacy policy)
Download Now for $5.95:
Save multiple scenarios to your computer, perhaps assuming different risk levels. If your
retirement goals change, simply update your assumptions, save it as version
#2 and compare to version #1.
Why Excel based Calculators?
Because our downloadable calculators are Excel based, there are no limitations
to the level of detail and accuracy we can offer. Online financial calculators
however, are limited by load time, and other web code constraints. As a
result, their answers are often inaccurate and misleading; ultimately lulling
users into a false sense of security.
Simple Planning:
Staying true to our name, Simpleplanning.com is dedicated to spreading financial awareness and knowledge to the masses
via our easy to use Excel spreadsheet calculators. With the right tools,
financial planning can be simple.
Understand your financial assumptions:
A retirement plan is only as good as the assumptions used. We can
not stress enough the importance of understanding the variables and assumptions
you use when building a retirement plan. A slight overestimation of investment
returns or underestimation of inflation can have an enormous impact on
the longevity of your funds and ultimately your post-retirement quality
of life.
When building a retirement plan, save two versions- one
with medium risk and one with low risk (low investment returns, high inflation,
etc.) This will prepare you for the worst, while educating you on the sensitivity
of long term financial planning.
Simpleplanning Advice:
Demo Calculator
Money Back Guarantee: If for some reason you are not pleased with our retirement calculator,
just let us know and we'll refund your money right away- we only want satisfied
customers.
The 401k Calculator:
(click images to enlarge)
How much will your 401k be worth at retirement?
Are you savings enough today?
When will your investment goal be met?
What if your actual investment return comes in lower than expected?
At Simpleplanning.com, we develop comprehensive but easy to use Excel based
financial calculators that not only help you answer these kinds of questions,
but help you understand how slight adjustments to any one of the numerous
variables can yield very different results. (What does a 1% drop in market
return mean to your plan?)
Preview our Excel based 401k Calculator by downloading the spreadsheet
demo or by clicking on the images below.
- How much will your investment be worth at retirement?
- Are you contributing enough today to meet your investment goals?
- When will your investment goals be met?
- Results and the 401k Savings graph updates instantly as you input assumptions.
- Annual 401k contribution and investment return detail show your investments
every step of the way.
- Adjust future 401k contributions with your annual wage increase assumption.
Making scenario analysis easy!
The investment and retirement planning process requires that you know the answers to a hole host of questions (a few of which are listed at the top of this page)- but more import is that you know the answers to these questions if your assumptions change. Our easy to use scroll bars makes scenario analysis incredibly easy (and dare we say, fun!)
- How much your investment will be worth at retirement.
- If you contributing enough today to meet your investment goals.
- Calculates necessary annual contribution adjustments (+/-)
- When your investment goals will be met?
- If your investment goals are realistic
401k Calculator Variables
401k Calculator Determines
Business Planners
